Retail businesses
Insurance for retail businesses
Do you own a retail business, like a bicycle shop, hardware store or pharmacy? To protect your hard work, it’s important to take out a general insurance policy that will compensate you in case of loss or accident, so you don’t jeopardize your financial health.
The following protections are generally offered to retailers:
- Building insurance
- Insurance for equipment and stock, including goods in transit
- Protection against indirect damage to perishable merchandise (temperature variations, power outages, equipment failures, etc.)
- Peak season coverage
- Heating and electrical equipment breakdown insurance
- Business interruption insurance (against loss of income following a covered loss)
- Third-party liability insurance covering your premises and products sold
- Directors and officers liability insurance